Terms of Use Invesmate App

Terms of use

last date of updation : 24.01.2024

Welcome to INVESMATE Terms of Use agreement. For purposes of this agreement, INVESMATE (hereinafter referred to as “Company”), is a company incorporated under the Companies Act, having its registered office at 157/2A, G. L. T. Road, Dunlop, 3rd Floor – Sri Krishna Tower, Opposite of 34B Bus Stand,  PS: Baranagar, Kolkata – 700108. Our corporate office’s address is 157/2A, G. L. T. Road, Dunlop, 3rd Floor – Sri Krishna Tower, (Opposite of 34B Bus Stand) PS: Baranagar, Kolkata – 700108, WB.

“Site” refers to the Company’s website, which can be accessed at https://invesmate.com/learn/home or through our mobile Application (“App”).

You are advised to read and understand these Terms carefully as moving past the home page, or using any of the services shall be taken to mean that you have read and agreed to all of the policies, which constitute a legally binding agreement between you and the website and App. These terms are to be read along with the Privacy Policy and any other policies on the website and App. This Terms of Use will be effective from the last date of updation.

The headings of each section in this Agreement are only for the purpose of organising the various provisions under this Agreement in an orderly manner. These headings shall not be used by party to interpret the provisions contained under them in any manner. Further, the headings have no legal or contractual value.

Your Acceptance of Terms

By accessing and/or using the Platforms or Online Content, you’re agree to be bound by these Terms of Use, whether you are:

a “Visitor,” like you can simply browse www.invesmate.com without limitation, through a mobile or other wireless device, or otherwise use the Platform without being registered, or

a “Student,” (if you’re) can register with INVESMATE with a User ID and User Password (defined below). They should complete the homework, assignments and exams, and have to enroll in and have to pay for the access of services, content, and/or certification provided by INVESMATE or its Educational Partners (defined below), attend or view lectures online and access final projects or assessments required for certification.

The term “User” refers to a Visitor, Registered or Paid Attendees.

For the purpose of these Terms of Use, along with any amendments to the same. The term “We”, “Us”, “Our” shall mean and refer to the website and/or the Company, depending on the context. “App” refers to an INVESMATE mobile application.

You are authorized to use the educational services only if you agree to abide by all Applicable laws, rules and regulations and these Terms of Use.

IF YOU DO NOT AGREE TO THESE TERMS OF USE, THEN YOU MAY NOT ACCESS OR USE THE EDUCATIONAL OR THE ONLINE CONTENT. INVESMATE’S ACCEPTANCE IS EXPRESSLY CONDITIONED UPON YOUR ASSENT TO ALL OF THE TERMS AND CONDITIONS OF THESE TERMS OF USE, TO THE EXCLUSION OF ALL OTHER TERMS.

We reserve the right to change or modify these Terms of Use at our sole discretion at any time. Any change or modification of these Terms of Use will be effective immediately upon posting by INVESMATE on a Platform. You are responsible for periodically reviewing the most up to date version of these Terms of Use.

Your continued use of the Platforms or Online Content constitutes acceptance of any changes or modification made by us to these Terms of Use.

SERVICES OVERVIEW

The Website and the App are online platforms that provide users with courses and learning material with relation to the financial market. The User shall have the option of choosing the study material and the courses that they wish to have access to and purchase the same.

Registration:

The Website is an online platform which provides users with courses and learning material with relation to finance.

To use the services provided on the website & App and to make purchases, it is compulsory to create an account. A User may create an account on the Website and the App which shall collect only Your basic information. You need to choose a username and password to create your INVESMATE Account. You must keep your account and registration details current and correct for communications related to your purchases from the Website and App.

At the time of registration, the Company shall collect the following personally identifiable information about you:

Name – including first and last name, email address, educational requirement, mobile phone number and other contact details, demographic profile (like your age, gender, address, etc.,). If you choose to link your social media account with your INVESMATE Account, we collect basic information about you from those social media platforms, such as: name, age, gender, location and e-mail address.

Information collected about you is subject to the Privacy Policy of the Company, which may be read as part and parcel of these Terms of Use.

You are solely responsible for protecting the confidentiality of your username and password and any activity under the account will be deemed to have been done by you. If you provide us with false/inaccurate details or the Company has a reasonable ground to believe that false and inaccurate information has been furnished, we hold the right to permanently suspend your account.

Access to your personal information

Registered users have the right to see what categories of personal information that we collect about you. It is accessible under the Profile section of the user account. However, we may withhold some information where the risk to you, your personal information, or our business is too great to disclose the information e.g. account password.

Right to request deletion of your personal information

You may also request that we can delete any personal information that we have collected from/about you by sending an email to support@invesmate.com.

However, we may retain personal information as authorized under Applicable law, such as personal information required as necessary to provide our services, protect our business and systems from fraudulent activity, comply with law enforcement requests pursuant to lawful process, for our own internal purposes reasonably related to your relationship with us, or to comply with legal or financial compliance obligations.

ELIGIBILITY

Services on the Site and the App would be available to only select geographies in India. Persons who are “incompetent to contract” within the meaning of the Indian Contract Act, 1872 including minors, undischarged insolvent etc. are not eligible to use the Site and the App.

However, if you are a minor one, i.e. under the age of 18 years and over the age of 13 years, you may use the Site and the App under the supervision of a parent or legal guardian who agrees to be bound by these Terms of Use. INVESMATE reserves the right to terminate or refuse your registration, or refuse to permit access to the Site and the App, if it is discovered or brought to its notice that you are a minor.

SECURITY

Transactions on the Website and the App are secure and protected. Any information entered by the User when transacting on the Website or the App is encrypted to protect the User against unintentional disclosure to third parties. The User’s credit and debit card information is not received, stored by or retained by the Company / Website/ App in any manner. This information is supplied by the User directly to the relevant payment gateway which is authorized to handle the information provided, and is compliant with the regulations and requirements of various banks and institutions and payment franchisees that it is associated with.

LICENSE AND ACCESS

The Company grants you a limited sub-license to access and make personal use of the Site and the App, but not to download (other than page caching) or modify it, or any portion of it, except with express written consent of the Company. Such limited sub- license does not include/permit any resale or commercial use of the Site and the App or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of the Site/ App or its contents; any downloading or copying of information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. Any portion of the Site and the App may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of the Company. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of the Website or of the Company and/or its affiliates without the express written consent of the Company. You may not use any meta tags or any other “hidden text” utilizing the Company’s name or trademarks without the express written consent of the Company. You shall not attempt to gain unauthorized access to any portion or feature of the Site or the App, or any other systems or networks connected to the Site or to any server, computer, network, or to any of the services offered on or through the Site, by hacking, ‘password mining’ or any other illegitimate means.

You hereby agree and undertake not to host, display, upload, modify, publish, transmit, update or share any information or content which:

belongs to another person and to which you do not have any right;
is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another’s privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;
harms minors in any way;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of such messages communicates any information which is grossly offensive or menacing in nature;
contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nation; or
is misleading or known to be false in any way.
frame the Platforms, place pop-up windows over its pages, or otherwise affect the display of its pages;
falsely state, impersonate, or otherwise misrepresent your identity, including but not limited to the use of a pseudonym or misrepresenting your affiliations with a person or entity, past or present;
force headers or otherwise manipulate identifiers in order to disguise the origin of any communication transmitted through the Online Content ;
interfere with or disrupt the Online Content or Programs or servers or networks connected to the Online Content or Programs, or disobey any requirements, procedures, policies or regulations of networks connected to the Online Content or Programs.

User Conduct Policy

To the extent you are registered or enrolled as a student in, or other institution with its own policy regarding student and/or employee conduct or an “honor code,” those terms shall Apply to you as a student and/or employee of such institution. Additionally, unless the following conflicts with such a policy or honor code, any User of the Online Content or Programs agrees that he or she will abide by the User Conduct Policy as listed below:

THE FOLLOWING KINDS OF CONTENT (“PROHIBITED CONTENT”) ARE STRICTLY PROHIBITED ON THE SITE:

Content that defames, harasses, discriminates against, harms or threatens others;
Content that discusses illegal activities, with the intent to commit them;
Content that infringes or misappropriates patent, trademark, trade secret, right of publicity, or other intellectual property rights of third parties;
Advertising or any form of commercial solicitation;
Content related to partisan political activities;
Content that contains intentionally inaccurate information or that is posted with the intent of misleading others.
Content that contains any viruses, Trojan horses, worms, time bombs, cancel bots, or other disabling devices or other harmful components intended to or that may damage, detrimentally interfere with, surreptitiously intercept, or expropriate any system, data, or personal information; fraudulent, indecent, or libellous or that defames, abuses, harasses, discriminates against or threatens others; that consists of any high volume, automated, or electronic means to access the Platforms (including without limitation robots, spiders or scripts); that violates the rights of other Users of the Platforms; or that violates any Applicable local, state, national or international law or otherwise advocates or encourages any illegal activity.

As a condition of accessing the Platforms and/or using the Online Content or Programs, you agree not to

1. reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes any portion of the Online Content or Programs/ intellectual property rights; other than as expressly allowed under these Terms of Use;

2. use INVESMATE’s name, trademarks, service marks, or other materials in connection with, or to transmit, any unsolicited communications or emails;

The Students will not do the following activities:

Will not harass other Students, Attendees, Support Agents or Visitors;
Will not post online any Secured Testing Materials (as defined below);
Will not share solutions to homework assignments or exams; and Will notify the instructors immediately if he or she becomes aware of any other User cheating or breaching these Terms of Use.

And will comply with the requirements of the specific Applicable code of conduct, if any, relating directly to a Program in which such User is enrolled.

Third Party Links

INVESMATE does not accept any responsibility towards the contents and/or information practices of third party Sites which have links through INVESMATE’s Site and the App. The said links to internal or external Web site locations are only for the purpose of facilitating your visit or clarify your query.

COMMUNICATIONS

By using this Website or App, it is deemed that you have consented to receive calls, auto-dialed and/or pre-recorded message calls, e-mails, whatsapp, telegram messages from Us at any time with the use of the telephone number and e-mail address that has been provided by you for the use of this website and the App which are subject to the Privacy Policy. The user agrees to receive promotional communication and newsletters from the Company.

This includes contacting you through information received through other parties. The use of this website and the App is also your consent to receive SMSs from Us at any time we deem fit. This consent to be contacted is for purposes that include and are not limited to clarification calls and marketing and promotional calls.

You may also be contacted by Service Providers with whom we have entered into a contract in furtherance of our rights, duties and obligations under this document and all other policies followed by Us. Such contact will be made only in pursuance of such objectives, and no other calls will be made. The sharing of the information provided by you will be governed by the Privacy Policy and we will not give out such contact information of yours to third parties not connected with the Website or the App.

PAYMENT

The following payment options are available on the Application:

Domestic and international credit cards issued by banks and financial institutions that are part of the Visa, Master Card & Amex Card networks;
Visa & Master Card Debit cards;
Netbanking/Direct Debit payments from select banks in India. A list of available options will be made available at the time of ‘checkout’.

As prescribed by the financial institutions issuing the credit or debit cards affiliated with Visa / Master Card / Amex, the User will be required to submit his/her 16-digit card number, card expiry date and 3-digit CVV number (usually on the reverse of the card) while making an online transaction. The User must also have enrolled his/her card with VBV (Verified by Visa), MSC (MasterCard Secure Code) or any other applicable provider in order to complete the transaction. The User is hereby expressly made aware that his/her card statements will reflect that a payment has been made in favour of the Company.

The User is further aware that in case of third party statements, including bank and credit card statements, the merchant name may appear in an abbreviated format, and the Company has no control over the same. To successfully subscribe on the Website, the User is required to complete the transaction by making the payment for the services opted for.

PRICING

The membership of this website is free and this includes the browsing of the site and the App. However, we reserve the right to amend the charges for the services rendered. In a case that such happens, Users will be intimated of the same, and it will be up to you to decide whether or not you will continue with services offered by us. Such changes are effective as soon as they are posted on the Site and the App. The courses and materials on the Website and the App will have to be paid for.

FRAUDULENT ACTIVITY

We strongly discourage you from availing any service, including promotional offers and discounts, from individuals or entities that may be pretending or masquerading as Company’s representative/partner/affiliate (hereinafter referred as “actors”) in any manner or otherwise, as this is not endorsed or permitted by the company and you run the risk of fraud by indulging in the same. We are not responsible for any activity or transactions that you undertake with such fraudulent actors and we are not liable for any charges/payments that you might have paid to them.

COPYRIGHT AND TRADEMARK

The Company, its suppliers and licensors expressly reserve all intellectual property rights in all text, programs, products, processes, technology, images, content and other materials which appear on the Site and the App. Access to or use of the Site and the app does not confer and should not be considered as conferring upon anyone any license to the Company or any third party’s intellectual property rights. All rights, including copyright, in and to the Site and the App are owned by or licensed to the Company. Any use of the Site and App or their contents, including copying or storing it or them in whole or part is prohibited without the permission of the Company.

You may not modify, distribute or re-post anything on the Site and the App for any purpose. The names and logos and all related product and service names, design marks and slogans are the trademarks/service marks of the Company, its affiliates, its partners or its suppliers/service providers.

All other marks are the property of their respective owners. No trademark or service mark license is granted in connection with the materials contained on the Site. Access to or use of the Site and the App does not authorize anyone to use any name, logo or mark in any manner. References on the Site and the App to any names, marks, products or services of third parties or hypertext links to third party sites or information are provided solely as a convenience to you and do not in any way constitute or imply the Company’s endorsement, sponsorship or recommendation of the third party, the information, its product or services.

The Company is not responsible for the content of any third party sites and does not make any representations regarding the content or accuracy of material on such sites. If you decide to access a link of any third party websites, you do so entirely at your own risk and expense.

DISCLAIMER OF WARRANTIES AND LIABILITIES

You expressly understand and agree that, to the maximum extent permitted by applicable law:

The website, services and other materials are provided by this website and the App are on an “as is” basis without warranty of any kind, express, implied, statutory or otherwise, including the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, INVESMATE makes no warranty that

To the maximum extent permitted by applicable law, we will have no liability related to user content arising under intellectual property rights, libel, privacy, publicity, obscenity or other laws. INVESMATE also disclaims all liability with respect to the misuse, loss, modification or unavailability of any user content.

The user understands and agrees that any material or data downloaded or otherwise obtained through the website is done entirely at his/her own discretion and risk and he/she will be solely responsible for any damage to his/her computer systems or loss of data that results from the download of such material or data. We are not responsible for any typographical error leading to an invalid coupon. INVESMATE accepts no liability for any errors or omissions, with respect to any information provided to you whether on behalf of itself or third parties.

We shall not be liable for any third party product or services. The advertisement available on e-mail or website or the App with respect to the third party website or the products and services are for information purpose only.

The company is an educational company operating through the brands/trademark INVESMATE, and the website and the App to offer courses on financial markets. We do not provide any financial advisory, broking or pms services, as defined by various rules and regulations laid down by SEBI.

While reasonable care has been taken to ensure that all information given in the site is factually correct, we will not be responsible for any inadvertent errors that might have been included. If anyone invests based on our course content, it will be at their own risk and company directors/personnel will not be responsible for any losses arising from anyone investing based on our educational content.

Anyone interested in investing should approach a SEBI registered intermediary to invest. We do not guarantee the accuracy of any third party tools, websites or services that we use while teaching. We will not be responsible for any losses, inconvenience, etc. due to errors that might be there in these tools.

All information provided on the website and the App are provided mainly for educational purposes and any information used for the purpose of investing shall be done at the risk of the person investing and the company does not claim any responsibility with regards to the same.

The company does not endorse any product or software but reliance on such product and softwares by the user and any loss suffered as a result of which shall not be the responsibility of the company and/or website.

Investments are subject to market risk. Please read the offer document carefully before investing.

INDEMNIFICATION AND LIMITATION OF LIABILITY

You agree to indemnify, defend and hold harmless this website/App/company including but not limited to its affiliate vendors, agents and employees from and against any and all losses, liabilities, claims, damages, demands, costs and expenses (including legal fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by us that arise out of, result from, or may be payable by virtue of, any breach or non-performance of any representation, warranty, covenant or agreement made or obligation to be performed by you pursuant to these terms of service. Further, you agree to hold us harmless against any claims made by any third party due to, or arising out of, or in connection with, your use of the website or the App, any claim that your material caused damage to a third party, your violation of the terms of service, or your violation of any rights of another, including any intellectual property rights.

In no event shall INVESMATE, its founder, employees, partners or suppliers be liable to you, the vendor or any third party for any special, incidental, indirect, consequential or punitive damages whatsoever, including those resulting from loss of use, data or profits, whether or not foreseeable or whether or not we have been advised of the possibility of such damages, or based on any theory of liability, including breach of contract or warranty, negligence or other tortious action, or any other claim arising out of or in connection with your use of or access to the website, services or materials.

The limitations and exclusions in this section apply to the maximum extent permitted by applicable law.

TERMINATION

This User Agreement is effective unless and until terminated by either you or the Company. You may terminate this User Agreement at any time, provided that you discontinue any further use of the Website or the App. The Company may terminate this User Agreement at any time and may do so immediately without notice, and accordingly deny you access to the Site and the App.

Such termination will be without any liability to the Company. The Company’s right to any Comments and to be indemnified pursuant to the terms here of, shall survive any termination of this User Agreement. Any such termination of the User Agreement shall not cancel your obligation to pay for product(s) already ordered from the Site/ the App or affect any liability that may have arisen under the User Agreement prior to the date of termination.

HOSTING OF THIRD PARTY INFORMATION

The website and the App hosts information provided by third parties. We are in no manner responsible to you for the accuracy, legitimacy and trueness of the information so hosted. We take reasonable care to ensure such accuracy but we are not responsible for the information so furnished. You agree to not hold us liable for the falsification of any such provided information.

DISPUTES AND JURISDICTION

All disputes involving but not limited to rights conferred, compensation, refunds, and other claims will be resolved through a two-step Alternate Dispute Resolution mechanism.

Stage 1: Mediation. In case of a dispute, the matter will first be attempted to be resolved by a sole mediator who is a neutral third party and will be selected at the mutual acceptance of a proposed mediator by both parties. Both parties may raise a name for the sole mediator and in the case both parties accept the proposed name, the said person shall be appointed as sole mediator. In case the parties are not able to reach a consensus within two proposed mediators, the Company reserves the right to decide who the final mediator is. The decision of the mediator is not binding on both parties.
Stage 2: Arbitration. In case that mediation does not yield a result suitable or preferred by any one of the parties, arbitration may follow, the award of which is binding on both parties. The Arbitration Board shall comprise three members – one appointed by each party and the third member to be nominated by the two appointed members by mutual consent. Arbitration shall be held at Kolkata, India. The proceedings of arbitration shall be in the English language. The arbitrator’s award shall be final and binding on the Parties.
If the dispute cannot be resolved by this two-step Alternate Dispute Resolution mechanism, it shall be referred to the courts at Kolkata, India.

PRIVACY

We encourage you to read the Privacy Policy and to use the information it contains to make informed decisions regarding Your personal information. Please also note that certain information, statements, data and content (such as but not limited to photographs) which You provide on the Website are likely to reveal Your gender, ethnic origin, nationality, age, and/or other personal information about You. You acknowledge and agree that your submission of such information is voluntary on Your part. Further, You acknowledge, consent and agree that we may access, preserve, and disclose information You provide to Us at any stage during Your use of the Website or the App. Disclosures of information to Third Parties are further addressed in Our Privacy Policy.

MISCELLANEOUS PROVISIONS

Waiver: The failure of either party at any time to require performance of any provision of this Agreement in no manner shall affect such party's right at a later time to enforce the same. No waiver by either party of any breach of this Agreement, whether by conduct or otherwise, in any one or more instances, shall be deemed to be, or construed as, a further or continuing waiver of any other such breach, or a waiver of any other breach of this Agreement.
Severability: If any provision of this Agreement shall to any extent be held invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions of this Agreement shall in no way be affected or impaired thereby and each such provision of this Agreement shall be valid and enforceable to the fullest extent permitted by law. In such a case, this Agreement shall be reformed to the minimum extent necessary to correct any invalidity, illegality or unenforceability, while preserving to the maximum extent the rights and commercial expectations of the parties hereto, as expressed herein.

CONTACT US

If you have any questions about this Agreement, the practices of INVESMATE, or your experience with the Service, you can e-mail us at support@invesmate.com

Refund Eligibility in case of payment mode:

Refunds are subject to the following conditions:

For Recorded class: This is to inform you that for recorded classes fees will not be refunded at any situation whatsoever.
For Invesmentor & any subscription based service: Please note, Invesmentor and any subscription based service fees paid by any candidate is non-refundable in any situation whatsoever. However, if anyone purchases a Course , where a subscription based service is included as a package, then, in that situation, the purchaser can claim refund for total course fees.
Eligibility Period: The student may request a refund for our live classes only after the first class of the course obtained with a valid reason. The request should be mailed from registered mail id of the student to support@invesmate.com only within 24 hours from the completion of first class.
SEAT BOOKING OR REGISTRATION CHARGES are NON-REFUNDABLE- Any Seat booking charges, Which has been paid for any courses, shall not be refunded in any situation. Only the remaining paid amount after seat booking charges can be refunded excluding GST and convenience charges.
Refund Process: Upon receiving your written refund request, we will review it in a timely manner. If your request meets the eligibility criteria, we will process your refund within 7 to 10 business days. Refunds will be made to the original payment method used for the purchase excluding GST and convenience charges.
Refund Denial: We reserve the right to deny a refund request if it does not meet the eligibility criteria stated above. Common reasons for denial may include, but are not limited to:

Request received after the eligibility period has expired.
Completion of the second class or session of the course.
Failure to provide the necessary information and proof of purchase.
Tax amount or convenience charges will not be refunded in any case whatsoever

Contact Information: If you have any questions or concerns regarding our Refund Policy or need assistance with a refund request, please contact us at: support@invesmate.com
Policy Updates: We may update this Refund Policy from time to time. Any changes to this policy will be reflected on our website. We encourage you to review this policy periodically to stay informed about our refund procedures.

[TICK] By using our services, you acknowledge that you have read and agree to this Refund Policy and the conditions outlined herein. If you do not agree with these terms, please refrain from using our services.

Thank you for choosing INVESMATE. We appreciate your intent and value your trust in our services.

By accepting the Terms of Use mentioned above I agree to:

I fully agree to the terms & conditions which are mentioned above. I will always consider all updates on this platform from an educational perspective and not consider as recommendations to Buy or Sell.
I am solely responsible for my profit as well as losses in the capital market. This platform or authority of this platform shall not be responsible for any profit or loss through my trading or investment.

Privacy Policy

We, INVESMATE (hereinafter referred to as “Company”) having its registered office at, Building NO 201, 2nd Floor, Griharsree E Building, Indira Gandhi Road, Konnagar, Hooghly – 712235 (Near Chalachitram More), WB, the creator of this Privacy Policy ensures steady commitment to Your privacy with regard to the protection of your invaluable information. This privacy policy contains information about an online website called https://invesmate.com/learn/home (hereinafter referred to as the “Website”) and INVESMATE mobile Application (hereinafter referred to as the App).

In order to provide You with Our uninterrupted use of services, We may collect and, in some circumstances, disclose information about you with your permission. To ensure better protection of Your privacy, We provide this notice explaining Our information collection and disclosure policies, and the choices You make about the way Your information is collected and used.

If you do not agree with the terms and conditions of our Privacy Policy, including in relation to the manner of collection or use of your information, please do not use or access the Site and the INVESMATE App.

If you have any questions or concerns regarding this Privacy Policy, you should contact our Customer Support Desk at support@invesmate.com.

FURTHER, ALL HEADING USED HEREIN ARE ONLY FOR THE PURPOSE OF ARRANGING THE VARIOUS PROVISIONS OF THE AGREEMENT IN ANY MANNER. NEITHER THE USER NOR THE CREATORS OF THIS PRIVACY POLICY MAY USE THE HEADING TO INTERPRET THE PROVISIONS CONTAINED WITHIN IT IN ANY MANNER

DEFINITIONS

1. “We”, “Our”, and “Us” shall mean and refer to the creators of this privacy policy.
2. “You”, “Your”, “Yourself” and “User” shall mean and refer to natural and legal individuals who use the Website and the App.
3. “Personal Information” shall mean and refer to any personally identifiable information that We may collect from You. For removal of any doubts, please refer to Clause 2.
4. “Third Parties” refer to any website, company or individual apart from the User and the creator of this Website.

INFORMATION WE COLLECT

We are committed to respecting Your online privacy. We further recognize Your need for appropriate protection and management of any Personal Information You share with us. We may collect the following information:

Personal data such as, but not limited to, Name, Address, Password, Email ID, Mobile Number, Educational Details, Qualification, college name, area of interest, references etc.
Tracking Information such as, but not limited to the IP address of your device and Device ID when connected to the Internet. [This information may include the URL that you just came from (whether this URL is on the Website/App or not), which URL you next go to (whether this URL is on the Website/App or not), your computer browser information, and other information associated with your interaction with the Site and the App.]

This privacy policy also applies to data we collect from users who are not registered as members of this site, including, but not limited to, browsing behaviour, pages viewed etc. We also collect and store personal information provided by you from time to time on the Site and the App. We only collect and use such information from you that we consider necessary for achieving a seamless, efficient and safe experience, customized to your needs including:

3. To enable the provision of services opted for by you;

4. To communicate necessary account and service related information from time to time;

5. To allow you to receive quality customer care services;

6. To comply with applicable laws, rules and regulations.

Where any service requested by you involves a third party, such information as is reasonably necessary by the Company to carry out your service request may be shared with such third party.
We also do use your contact information to send you offers based on your interests and prior activity. The Company may also use contact information internally to direct its efforts for service improvement.

We collect and store your search details on the Website and the App, including your search history, the usage of the website/ App and the features and time you have used the website for.
Further, you may from time to time choose to provide payment related financial information (credit card, debit card, bank account details, billing address etc.) on the Site and the App. We are committed to keeping all such sensitive data/information safe at all times and ensure that such data/information is only transacted over secure Site of approved payment gateways which are digitally encrypted, and provide the highest possible degree of care available under the technology presently in use. We shall collect and store all such information in our internal Company servers for a finite period time, as long as you are a User of the Website and the App, and shall immediately delete all such information upon expiry of your Usership. We shall also delete all aforementioned communication upon withdrawal of Usership of any single Party to the communication.

The Company will not use your financial information for any purpose other than to complete a transaction with you. To the extent possible, we provide you the option of not divulging any specific information that you wish for us not to collect, store or use. You may also choose not to use a particular service or feature on the Site or the App, and opt out of any non-essential communications from the Website or the App.

Further, transacting over the internet has inherent risks which can only be avoided by you following security practices yourself, such as not revealing account/login related information to any other person and informing our customer care team about any suspicious activity or where your account has/may has been compromised.

At every stage prior to, during or after information collection, you have the right to access all personally identifiable information provided, rectify or alter all personally identifiable information provided, restrict the level of information to be retained as per your sole discretion and object to the retention, use and potential disclosure of the personally identifiable information.

ACCESSING AND DELETING YOUR PERSONAL INFORMATION

Access to your personal information

Registered users have the right to see what categories of personal information that we collect about you. It is accessible under the Profile section of the user account. However, we may withhold some information where the risk to you, your personal information, or our business is too great to disclose the information e.g. account password.

Right to request deletion of your personal information

You may also request that we delete any personal information that we have collected from/about you by sending an email to support@invesmate.com.

However, we may retain personal information as authorised under applicable law, such as personal information required as necessary to provide our services, protect our business and systems from fraudulent activity, comply with law enforcement requests pursuant to lawful process, for our own internal purposes reasonably related to your relationship with us, or to comply with legal or financial compliance obligations.

OUR USE OF YOUR INFORMATION:

The information provided by You shall be used to:

Contact You when necessary and is also used for targeted marketing campaigns i.e. email marketing, remarketing, look alike campaigns etc., to conduct surveys, learn more about You by linking Your data with additional data through third-party data providers or analyzing the data with the help of analytics service providers;
Improve and develop new products, services, and features;
Analyze purchase, usage and traffic data.

Our Disclosure Of Your Personal Information To Third Parties

Affiliated partners, such as exhibitors, sponsors and advertisers, may receive membership lists or event attendance lists that include your full name, address, company name, and email address. We are similarly not responsible for the use or misuse of your personal information by our affiliated partners.

For more details about the nature of such communications, please refer to our Terms of Service. Further, Your personal data and Sensitive Personal data may be collected and stored by Us for internal record.

We use Your tracking information such as IP addresses, and or Device ID to help identify you and to gather broad demographic information. We will not sell, license or trade Your personal information. We will not share your personal information with others unless they are acting under our instructions or we are required to do so by law.

Information collected via Our server logs includes users’ IP addresses and the pages visited; this will be used to manage the web system and troubleshoot problems. We also use third-party analytics, tracking, optimization and targeting tools to understand how users engage with our website so that we can improve it and cater personalized content/ads according to their preferences.

HOW INFORMATION IS COLLECTED:

Before or at the time of collecting personal information, we will identify the purposes for which information is being collected. If the same is not identified to you, you have the right to request the Company to elucidate the purpose of collection of said personal information, pending fulfilment of which you shall not be mandated to disclose any information whatsoever.

We will collect and use your personal information solely with the objective of fulfilling those purposes specified by us, within the scope of consent of the individual concerned or as required by law. We will only retain personal information as long as necessary for the fulfilment of those purposes. We will collect personal information by lawful and fair means and with the knowledge and consent of the individual concerned.

Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.

COOKIES:

We use data collection devices such as “cookies” on certain pages of our Websites. “Cookies” are small files sited on your hard drive that assist us in providing customized services. We also offer certain features that are only available through the use of a “cookie”. Cookies can also help us provide information, which is targeted to your interests. Cookies may be used to identify logged in or registered users. Our Website uses session cookies to ensure that you have a good experience. These cookies contain a unique number, your ‘session ID’, which allows our server to recognise your computer and ‘remember’ what you’ve done on the Site and the App. The benefits of this are:

You only need to log in once if you’re navigating secure areas of the site and the App
Our server can distinguish between your computer and other users, so you can see the information that you have requested.

GOOGLE ANALYTICS:

We use Google Analytics to help us to understand how you make use of Our content and work out how we can make things better. These cookies follow your progress through our website, collecting anonymous data on where you have come from, which pages you visit, and how long you spend on the site. This data is then stored by Google in order to create reports. These cookies do not store your personal data.

The information generated by the cookie about your use of the Website and the App, including your IP address, may be transmitted to and stored by Google on servers in the United States. Google may use this information for the purpose of evaluating your use of the website, compiling reports on website activity for us and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. By using this website and the App, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

The Google website contains further information about Analytics and a copy of Google’s privacy policy pages.

EXTERNAL LINKS ON THE WEBSITE:

The Website may include advertisements, hyperlinks to other websites, applications, content or resources. We have no control over any websites or resources, which are provided by companies or persons other than Us. You acknowledge and agree that We are not responsible for the availability of any such external sites or resources, and do not endorse any advertising, services/products or other materials on or available from such websites or resources. You acknowledge and agree that We are not liable for any loss or damage which may be incurred by you as a result of the availability of those external sites or resources, or as a result of any reliance placed by you on the completeness, accuracy or existence of any advertising, products or other materials on, or available from, such websites or resources. These external websites and resource providers may have their own privacy policies governing the collection, storage, retention and disclosure of Your Personal Information that You may be subject to. We recommend that You enter the external Website and review their privacy policy.

YOUR RIGHTS:

Unless subject to an exemption, you have the following rights with respect to your personal data:

The right to request a copy of your personal data which we hold about you;
The right to request for any correction to any personal data if it is found to be inaccurate or out of date;
The right to withdraw Your consent to the processing at any time;
The right to object to the processing of personal data;
The right to lodge a complaint with a supervisory authority.
The right to obtain information as to whether personal data are transferred to a third country or to an international organization.

CONFIDENTIALITY:

You further acknowledge that the Website and the App may contain information which is designated confidential by Us and that you shall not disclose such information without our prior written consent. Your information is regarded as confidential and therefore will not be divulged to any third party, unless if legally required to do so to the appropriate authorities. We will not sell, share, or rent your personal information to any third party or use your e-mail address for unsolicited mail. Any emails sent by us will only be in connection with the provision of agreed services, and you retain sole discretion to seek for discontinuation of such communications at any point of time.

OTHER INFORMATION COLLECTORS:

Except as otherwise expressly included in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. To the extent that you disclose your information to other parties, whether they are on our Websites or on other sites throughout the Internet, different rules may apply to their use or disclosure of the information you disclose to them. To the extent that we use third party advertisers, they adhere to their own privacy policies. Since we do not control the privacy policies of the third parties, you are subject to ask questions before you disclose your personal information to others.

OUR DISCLOSURE OF YOUR INFORMATION:

Due to the existing regulatory environment, we cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting and foregoing), we may be forced to disclose information to the government, law enforcement agencies or third parties. Therefore, although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your personally identifiable information or private communications would always remain private. We do, however assure you that any and all disclosure of your personally identifiable information shall be personally intimated to you through an email sent to your provided email address.
As a matter of policy, we do not sell or rent any personally identifiable information about you to any third party. However, the following describes some of the ways that your personally identifiable information may be disclosed:

External Service Providers: There may be a number of services offered by external service providers that help you use our Websites and the App. If you choose to use these optional services, and in the course of doing so, disclose information to the external service providers, and/or grant them permission to collect information about you, then their use of your information is governed by their privacy policy.
Law and Order: We cooperate with law enforcement inquiries, as well as other third parties to enforce laws, such as: intellectual property rights, fraud and other rights. We can (and you authorize us to) disclose any information about you to law enforcement and other government officials as we, in our sole discretion, believe necessary or appropriate, in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us or you to legal liability.

ACCESSING, REVIEWING AND CHANGING YOUR PROFILE:

Access to your personal information

Right to request deletion of your personal information

You may also request that we delete any personal information that we have collected from/about you by sending an email to support@invesmate.com

CONTROL OF YOUR PASSWORD:

When you sign up to become a Student or register as user, you will also be asked to choose a password. You are entirely responsible for maintaining the confidentiality of your password. It is important that you protect it against unauthorized access of your account and information by choosing your password carefully, and keeping your password and computer secure by signing out after using our services.
You agree not to use the account, username, email address or password of another Student at any time or to disclose your password to any third party. You are responsible for all actions taken with your login information and password, including fees. If you lose control of your password, you may lose substantial control over your personally identifiable information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised for any reason, you should immediately change your password. You agree to notify us immediately if you suspect any consistent unauthorized use of your account or access to your password even after changing it.

How We Protect Your Data:

We treat data as an asset that must be protected against loss and unauthorized access. We employ many different security techniques to protect such data from unauthorized access by members inside and outside the Company. We follow generally accepted industry standards to protect the Personal Information submitted to Us and information that we have accessed.

SEVERABILITY:

Each paragraph of this privacy policy shall be and remain separate from and independent of and severable from all and any other paragraphs herein except where otherwise expressly indicated or indicated by the context of the agreement. The decision or declaration that one or more of the paragraphs are null and void shall have no effect on the remaining paragraphs of this privacy policy.

AMENDMENT:

Our Privacy Policy may change from time to time. The most current version of the policy will govern our use of your information and will always be at the Website and the App.

AUTOMATED DECISION MAKING:

As a responsible company, we do not use automatic decision-making or profiling.

CONSENT WITHDRAWAL, DATA DOWNLOAD & DATA REMOVAL REQUESTS:

To withdraw your consent, or to request the download or delete your data with us for any or all our products & services at any time, please email to support@invesmate.com from your registered email address.

CONTACT US:

If you have any questions or concerns regarding this privacy policy, you should contact us by sending an e-mail support@invesmate.com.

Refund Policy

INVESMATE is committed to providing high-quality services and ensuring customer satisfaction. This Refund Policy outlines our guidelines regarding refunds for our services, with specific conditions to be aware of. Please read this policy carefully before making a purchase. By using our services, you are agreeing to the terms and conditions of this Refund Policy.

Refund Eligibility in case of payment mode:

Refunds are subject to the following conditions:

For Recorded class: This is to inform you that for recorded classes fees will not be refunded at any situation whatsoever.
For Invesmentor & any subscription based service: Please note, Invesmentor and any subscription based service fees paid by any candidate is non-refundable in any situation whatsoever. However, if anyone purchases a Course , where a subscription based service is included as a package, then, in that situation, the purchaser can claim refund for total course fees.
Eligibility Period: The student may request a refund for our live classes only after the first class of the course obtained with a valid reason. The request should be mailed from registered mail id of the student to support@invesmate.com only within 24 hours from the completion of first class.
SEAT BOOKING OR REGISTRATION CHARGES are NON-REFUNDABLE- Any Seat booking charges, Which has been paid for any courses, shall not be refunded in any situation. Only the remaining paid amount after seat booking charges can be refunded excluding GST and convenience charges.

Refund Process:

Upon receiving your written refund request, we will review it in a timely manner. If your request meets the eligibility criteria, we will process your refund within 7 to 10 business days. Refunds will be made to the original payment method used for the purchase excluding GST and convenience charges.

Refund Denial:

We reserve the right to deny a refund request if it does not meet the eligibility criteria stated above. Common reasons for denial may include, but are not limited to:

Refund Denial:

Request received after the eligibility period has expired.
Completion of the second class or session of the course.
Failure to provide the necessary information and proof of purchase.
Tax amount or convenience charges will not be refunded in any case whatsoever

Contact Information:

If you have any questions or concerns regarding our Refund Policy or need assistance with a refund request, please contact us at: support@invesmate.com

Policy Updates:

We may update this Refund Policy from time to time. Any changes to this policy will be reflected on our website. We encourage you to review this policy periodically to stay informed about our refund procedures.

By using our services, you acknowledge that you have read and agree to this Refund Policy and the conditions outlined herein. If you do not agree with these terms, please refrain from using our services.

Thank you for choosing INVESMATE. We appreciate your business and value your trust in our Services.

Cancellation Policy

INVESMATE aims at delivering top-notch services with a relentless focus on customer satisfaction. This Cancellation Policy outlines our guidelines regarding the cancellation of our services, with specific conditions for smooth functioning of the same. Please read this policy carefully before opting for any of our courses along with our Refund Policy. By using our services, you are agreeing to the terms and conditions of this Cancellation Policy.

Cancellations are subject to the following conditions:

For Recorded class: This is to inform you that no cancellation is available in any situation if you have booked the recorded class, and the fees will not be refunded to the respective candidates in case of such cancellation requests.
Eligibility Period: The student may request a cancellation for our live classes only after the first class of the course obtained with a valid reason. The request should be mailed from the registered mail id of the student to support@invesmate.com only within 24 hours from the completion of first class. For details regarding refund please go through our Refund Policy.
SEAT BOOKING OR REGISTRATION CHARGES are NON-CANCELLABLE- If you have booked any Seat with booking charges, which have been paid for any courses, shall not be cancelled in any situation. Only the remaining paid amount after seat booking charges excluding GST and convenience charges can be refunded after the cancellation.
Cancellation Process: Upon receiving your written cancellation request, we will review it in a timely manner. If your request meets the eligibility criteria, we will process your cancellation request within 7 to 10 business days. Refunds after the cancellation will be made to the original payment method used for the purchase excluding GST and convenience charges.
Cancellation Denial: We reserve the right to deny a cancellation request if it does not meet the eligibility criteria stated above. Common reasons for denial may include, but are not limited to:

Request received after the eligibility period has expired.
Completion of the second class or session of the course.
Failure to provide the necessary information and proof of purchase.

Contact Information: If you have any questions or concerns regarding our Cancellation Policy or need assistance with a cancellation request, please contact us at: support@invesmate.com
Policy Updates: We may update this Cancellation Policy from time to time. Any changes to this policy will be reflected on our website. We encourage you to review this policy periodically to stay informed about our refund procedures.

By using our services, you acknowledge that you have read and agree to this Cancellation Policy and the conditions outlined herein. If you do not agree with these terms, please refrain from using our services.

Please read our Refund Policy along with this Cancellation policy before opting for any of our courses.

By accepting the Terms of Use mentioned above I agree to:

I fully agree to the terms & conditions which are mentioned above. I will always consider all updates on this platform from an educational perspective and not consider as recommendations to Buy or Sell.
I am solely responsible for my profit as well as losses in the capital market. This platform or authority of this platform shall not be responsible for any profit or loss through my trading or investment.

a “Visitor,” meaning you simply browse www.invesmate.com without limitation, through a mobile or other wireless device, or otherwise use the Platforms without being registered, or
a “Student,” meaning that you have registered with INVESMATE with a User ID and User Password (defined below), will complete the homework assignments and exams, and have enrolled in and paid for access to services, content, and/or certification provided by INVESMATE or its Educational Partners (defined below), attend or view lectures online and accessing final projects or assessments required for certification.

The term “User” refers to a Visitor, Registered or Paid Attendee.

You are authorized to use the educational services only if you agree to abide by all applicable laws, rules and regulations and these Terms of Use.

We reserve the right to change or modify these Terms of Use at our sole discretion at any time. Any change or modification to these Terms of Use will be effective immediately upon posting by INVESMATE on a Platform. You are responsible for periodically reviewing the most up-to-date version of these Terms of Use.

Your continued use of the Platforms or Online Content constitutes acceptance of any changes or modifications made by us to these Terms of Use.

User Conduct Policy

To the extent you are registered or enrolled as a student in, or other institution with its own policy regarding student and/or employee conduct or an “honor code,” those terms shall apply to you as a student and/or employee of such institution. Additionally, unless the following conflicts with such a policy or honor code, any User of the Online Content or Programs agrees that he or she will abide by the User Conduct Policy as listed below:

THE FOLLOWING KINDS OF CONTENT (“PROHIBITED CONTENT”) ARE STRICTLY PROHIBITED ON THE SITE:

Content that defames, harasses, discriminates against, harms or threatens others;
Content that discusses illegal activities, with the intent to commit them;
Content that infringes or misappropriates patent, trademark, trade secret, right of publicity, or other intellectual property rights of third parties;
Content that you do not have the right to disclose;
Profane, pornographic, obscene, indecent or unlawful content;
Advertising or any form of commercial solicitation;
Content related to partisan political activities;
Content that contains any viruses, Trojan horses, worms, time bombs, cancel bots, or other disabling devices or other harmful components intended to or that may damage, detrimentally interfere with, surreptitiously intercept, or expropriate any system, data, or personal information; fraudulent, indecent, or libellous or that defames, abuses, harasses, discriminates against or threatens others; that consists of any high volume, automated, or electronic means to access the Platforms (including without limitation robots, spiders or scripts); that violates the rights of other Users of the Platforms; or that violates any applicable local, state, national or international law or otherwise advocates or encourages any illegal activity.

As a condition of accessing the Platforms, Websites, App and/or using the Online Content or Programs, you agree not to:

Reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes any portion of the Online Content or Programs other than as expressly allowed under these Terms of Use;
Content that discusses illegal activities, with the intent to commit them;
Use any high volume, automated, or electronic means to access the Platforms (including without limitation robots, spiders or scripts);
Frame the Platforms, place pop-up windows over its pages, or otherwise affect the display of its pages; falsely state, impersonate, or otherwise misrepresent your identity, including but not limited to the use of a pseudonym or misrepresenting your affiliations with a person or entity, past or present;
Falsely state, impersonate, or otherwise misrepresent your identity, including but not limited to the use of a pseudonym or misrepresenting your affiliations with a person or entity, past or present;
Force headers or otherwise manipulate identifiers in order to disguise the origin of any communication transmitted through the Online Content ; or
Interfere with or disrupt the Online Content or Programs or servers or networks connected to the Online Content or Programs, or disobey any requirements, procedures, policies or regulations of networks connected to the Online Content or Programs.

The Students will not do the following activities:

Will not harass other Students, Attendees, Support Agents or Visitors;
Will not post online any Secured Testing Materials (as defined below);
Will not share solutions to homework assignments or exams; and Will notify the instructors immediately if he or she becomes aware of any other User cheating or breaching these Terms of Use.

And will comply with the requirements of the specific applicable code of conduct, if any, relating directly to a Program in which such User is enrolled.

Privacy Policy

Your use of INVESMATE’s services, websites and app is subject to the terms of a legal agreement between you and INVESMATE. “INVESMATE” whose registered office is at 201, Indira Gandhi Road, New Grihashree-E Building (2nd Floor) Near Cholochitram More, Konnagar, West Bengal 712235. This document explains how the agreement is made up, and sets out some of the terms of that agreement.

You are requested to read them carefully before you use the services of this site and INVESMATE app.

The term User shall refer to the user who is browsing the Site and the App. The term INVESMATE shall refer to INVESMATE and/or its affiliates/subsidiary companies. The term Site refers to www.invesmate.com and other websites as mentioned above, owned and monitored by INVESMATE. The term App refers to the digital application owned by INVESMATE.
By using the Site and App, you agree to follow and be bound by the following terms and conditions concerning your use of the Site and App. INVESMATE may revise the Terms of Use at any time without notice to you. Areas of the Site and App may have different terms of use posted. If there is a conflict between the Terms of Use and terms of use posted for a specific area of the Site and App, the latter shall have precedence with respect to your use of that area of the Site and App.
INVESMATE may terminate a User’s access at any time for any reason. The provisions regarding a disclaimer of warranty, accuracy of information and indemnification shall survive such termination. INVESMATE may monitor access to the Site and App.
All content present on this site and App is the exclusive property of INVESMATE. The software, text, images, graphics, video and audio used on this Site and App belong to INVESMATE. No material from this Site and App may be copied, modified, reproduced, republished, uploaded, transmitted, adopted, posted or distributed in any form whatsoever without prior written permission from INVESMATE. All rights not expressly granted herein are reserved. Unauthorized use of the materials appearing on this Site and App may violate copyright, trademark and other applicable laws, and could result in criminal and/or civil actions. INVESMATE is a registered trademark of INVESMATE. This trademark may not be used in any manner without prior written consent/license/authorization from INVESMATE.
INVESMATE does not make any warranties, express or implied, including without limitation, those of merchantability and fitness for a particular purpose, with respect to any information, data, statements or products made available on the Site and App.
The Site and App, and all content, materials, information, software, products and services provided on the Site and App, are provided on an “as is” and “as available” basis. INVESMATE expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
INVESMATE shall have no responsibility for any damage to a User’s computer system or loss of data that results from the download of any content, materials, or information from the Site and App.
INVESMATE may change or discontinue any aspect of its Website and App at any time, including its content or features. INVESMATE reserves the right to change the terms and conditions applicable to the use of the Site and App. Such changes shall be effective immediately upon notice, which shall be placed on the Site and App.
In no event will INVESMATE be liable for damages of any kind, including without limitation, direct, incidental or consequential damages (including, but not limited to, damages for lost profits, business interruption and loss of programs or information) arising out of the use of or inability to use INVESMATE ‘s Website and App, or any information provided on the Website and App, or in the Products any claim attributable to errors, omissions or other inaccuracies in the Product or interpretations thereof. Some jurisdictions do not allow the limitation or exclusion of liability. Accordingly, some of the above limitations may not apply to the User.
The User agrees to indemnify, defend and hold INVESMATE harmless from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, arising out of or relating to any misuse by the User of the content and services provided on the Site and App.
The information contained in the Site and App has been obtained from sources believed to be reliable. INVESMATE disclaims all warranties as to the accuracy, completeness or adequacy of such information.
INVESMATE makes no warranty that:

- The Site and App will meet your requirements;
- The Site and App will be available on an uninterrupted, timely, secure, or error-free basis;
- The results that may be obtained from the use of the Site and App or any services offered through the Site will be accurate or reliable.

The User’s right to privacy is of paramount importance to INVESMATE. Any information provided by the User will not be shared with any third party. INVESMATE reserves the right to use the information to provide the User a more personalized online experience.
The Site and App provides links to Websites and access to content, products and services from third parties, including users, advertisers, affiliates and sponsors of the Site and App. You agree that INVESMATE is not responsible for the availability of, and content provided on, third party Websites. The User is requested to peruse the policies posted by other Websites regarding privacy and other topics before use. INVESMATE is not responsible for third-party content accessible through the Site and App, including opinions, advice, statements and advertisements and the User shall bear all risks associated with the use of such content. INVESMATE is not responsible for any loss or damage of any sort that a User may incur from dealing with any third party.

Terms & Conditions for Using this INVESMATE Site & App:

All the information or observations available on the INVESMATE Website and App is only used for educational study purpose.
Capital market is always associated with risk, so before investing or taking any position in the capital market, kindly research independently or consult your financial advisor.
The F&O segment in the stock market is much riskier than the cash market, a high risk-reward ratio is associated with this segment. Any wrong move in the F&O trading can put you in deadly losses, and even destroy your wealth in a shorter period of time, so be very careful about your investment and trading decisions.
Currency Market market is presently unregulated in India & a highly risky market. So, all the views are only observations of the respective market segment.
INVESMATE Website and App is using authorized data source of information, for educational updates. Some of the data sources we are using currently are market data as shown in stock exchanges, company filling data in NSE or BSE, AMFI , SEBI , RBI, FADA etc.
Under this User Agreement, you assume all risk of errors and/or omissions in INVESMATE Website and App, including the transmission or translation of information. You assume full responsibility for implementing sufficient procedures and checks to satisfy your requirements for the accuracy and suitability of INVESMATE Website and App.
In INVESMATE App section, under “Live Market Chat Support” or “Portfolio Checkup”, we try to give you our observation based on your inputs on stipulated timeline. However, kindly note that INVESMATE is not responsible for delay in any reply.
INVESMATE reserves all the rights to amend the terms & conditions on a periodical internal review basis and it may cancel your membership at any time.

Refund & Cancellation Policy

Refund Eligibility in case of payment mode:

Refunds are subject to the following conditions:

For Recorded class: This is to inform you that for recorded classes fees will not be refunded at any situation whatsoever.
For Invesmentor & any subscription based service: Please note, Invesmentor and any subscription based service fees paid by any candidate is non-refundable in any situation whatsoever. However, if anyone purchases a Course , where a subscription based service is included as a package, then, in that situation, the purchaser can claim refund for total course fees.
Eligibility Period: The student may request a refund for our live classes only after the first class of the course obtained with a valid reason. The request should be mailed from registered mail id of the student to support@invesmate.com only within 24 hours from the completion of first class.
SEAT BOOKING OR REGISTRATION CHARGES are NON-REFUNDABLE- Any Seat booking charges, Which has been paid for any courses, shall not be refunded in any situation. Only the remaining paid amount after seat booking charges can be refunded excluding GST and convenience charges.
Refund Process: Upon receiving your written refund request, we will review it in a timely manner. If your request meets the eligibility criteria, we will process your refund within 7 to 10 business days. Refunds will be made to the original payment method used for the purchase excluding GST and convenience charges.
Refund Denial: We reserve the right to deny a refund request if it does not meet the eligibility criteria stated above. Common reasons for denial may include, but are not limited to:

Request received after the eligibility period has expired.
Completion of the second class or session of the course.
Failure to provide the necessary information and proof of purchase.
Tax amount or convenience charges will not be refunded in any case whatsoever

Contact Information: If you have any questions or concerns regarding our Refund Policy or need assistance with a refund request, please contact us at: support@invesmate.com
Policy Updates: We may update this Refund Policy from time to time. Any changes to this policy will be reflected on our website. We encourage you to review this policy periodically to stay informed about our refund procedures.

[TICK] By using our services, you acknowledge that you have read and agree to this Refund Policy and the conditions outlined herein. If you do not agree with these terms, please refrain from using our services.

Thank you for choosing INVESMATE. We appreciate your intent and value your trust in our services.

By accepting the Terms of Use mentioned above I agree to:

I fully agree to the terms & conditions which are mentioned above. I will always consider all updates on this platform from an educational perspective and not consider as recommendations to Buy or Sell.
I am solely responsible for my profit as well as losses in the capital market. This platform or authority of this platform shall not be responsible for any profit or loss through my trading or investment.